Dental Plans For Students - Finding Low Cost Dental Service Plans

Whether you are an undergraduate or graduate student, dental care is essential to ensuring total health. Unfortunately, students tend to cut out dental care when they don't have enough to cover medical expenses. The fact is most consumers can afford dental care with the help of a discount dental plan.



What is a discount student dental plan?



Individual dental plans are designed for people who want to cover themselves for dental treatments and procedures but need access to discount rates. In other words, they want to save money on all visits.



What is the difference between a dental plan and dental insurance?



Dental insurance requires considerable paperwork and enforces pre-existing condition clauses. Most importantly, they are not usually offered to individuals. In addition, individuals must pay several hundred dollars a month to be enrolled in the insurance plan and also pay a co-pay. There is also a wait time for large procedures sometimes lasting 12 months. These strict rules are due to the fact that insurance companies want to stop abuses associated with insurance fraud.



They are committed paying some of your expenses and they want to make sure they pay as little as possible.



A dental plan on the other hand, requires no large monthly payments. Prices start at less than $100 per year. You pay for dentist visits but at a discount rate, up to 60%. The other advantage of discount plans is that they allow students to have access to a large group of dental care providers so that you can find a dental care provider no matter where you live.



Will I qualify for a dental care program?



Yes, most people qualify since there are no health restrictions.



Unlike insurance programs, dental care plans do not deny service to individuals, which is an advantage for students.